How Infinite Banking Works
A simple, proven system that helps you reclaim clarity, control and cash flow as you build financial freedom on your terms.
Take back control
What is Infinite Banking?
Infinite Banking (IBC) uses properly designed, dividend‑paying whole life insurance as a cash‑flow system you own and control. You build cash value, borrow against it on your terms, put that capital to work, then re‑seed the system by paying back your loans so your money keeps moving. It isn’t a product to set and forget, it’s a process you operate with coaching and structure to create liquidity, optionality, and long‑term continuity.
We teach you how to become your own source of financing, then give you structure, tools and human support to actually use it in real life.
How the cash value actually grows
Your policy’s cash value grows predictably over time through guaranteed values and potential dividends. We design funding rhythms you can sustain so growth stays steady.
Accessing capital when you need it
You can request a policy loan against your cash value without interrupting growth. You choose the timing and purpose; we’ll coach you on healthy loan and repayment habits.
Recycling the dollars back into the system
After you deploy capital (invest, purchase, consolidate), you direct repayments back through your policy so the system refills and remains ready for the next opportunity.
